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ACA “Pay or Play” Penalties Increase for 2027
On May 4, 2026, the IRS announced updated penalty amounts for 2027 under the Affordable Care Act’s (ACA) employer shared responsibility, or “pay-or-play,” rules. For the 2027 calendar year, the $2,000 penalty has been adjusted to $3,780, and the...
The Health Insurance Translator: Making Sense of Your Coverage
Navigating the healthcare system can often feel like trying to read a map in a language you don’t speak. Between the "alphabet soup" of acronyms—HMO, PPO, HSA—and the shifting rules of 2026 coverage, it’s easy to feel overwhelmed before you even...
Healthy Through The Holidays: Your Winter Wellness Guide
The transition into winter and the busy holiday season often brings two things: cold weather and...
Meeting the ERISA Deadline: Handling MLR Rebates
Employers with insured health plans may have received a Medical Loss Ratio (MLR) rebate from their...
The Power of Gratitude: A Guide to Well-Being
The phrase "attitude of gratitude" is more than a simple rhyme—it's a powerful reminder to...
Holiday Housekeeping: 4 Employee Handbook Policies to Make Sure You’ve Got Right Before 2026
An employee handbook is key for setting workplace expectations and staying compliant. Outdated...
New Federal Guidance Expands Access to Fertility Benefits
Federal regulators—specifically, the Departments of Labor, Health and Human Services, and the...
The Future of Benefits: Integrating Health for a Thriving Workforce
The future of healthcare is rapidly evolving, with a clear trend toward integrating health...
The Rising Cost of Prescription Drugs: Smart Ways to Save
No doubt about it, prescriptions are expensive. While this may not be a big worry when you’re...
Compliance Risks in Open Enrollment: 5 Mistakes and How to Avoid Them
Open enrollment is a hectic and critical period for employers that often brings a risk of...
Breaking Barriers: Increasing Employee Utilization of Mental Health Benefits
Over the past several years, mental health in the United States has steadily declined. Growing...
Empowering the Next Generation: Making Benefits “Easy” for Young Employees
Health Insurance today is significantly more complex for young workers than it was just a decade...
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Contact
650.266.9700 | info@johnsondugan.com
Johnson & Dugan
390 Bridge Parkway, Suite 200
Redwood City, CA 94065
Social
