Resources
Blog
2026 Medical Cost Outlook
PwC’s latest annual analysis forecasts that group health insurance costs will increase by 8.5% in 2026—the third straight year at this elevated trend. This sustained rise means health care expenses are now similar to those seen 15 years ago, after...
Benefits 101: A Guide to PPO Plans
When navigating the world of health insurance, you will likely encounter the term PPO (Preferred Provider Organization). A PPO plan - whether medical or dental - is about balancing the cost and convenience of care. With a PPO plan, you get the...
Gag Clause Attestation Deadline
As the year comes to an end, a crucial compliance deadline looms for employers with health plans....
Final Rule Expands Mental Health Parity Requirements
The Department of Health and Human Services (HHS) has issued a final rule that significantly...
Employee Engagement: The Push-Pull Cycle of Employment
Will employees ever re-gain leverage and grow more engaged in their work? More than 40 years ago,...
Benefits 101: What Is a FSA?
When it comes to health insurance, there is a lot of jargon and plenty of acronyms. Many people...
The Pay or Play Percentage Increase for 2025
The Affordable Care Act (ACA) requires large employers to offer affordable health insurance...
Bridging the Generational Divide: Leveraging Technology for Effective Communication
In today's diverse workplaces, effective communication across generations is essential for...
How Employee Experience Connects with Customer Experience
Positive employee experience begets customer experience. It’s the circle of life in business, in...
Empowering Gen Z: Building a Competitive Benefits Package
Get ready for a new wave of talent! Gen Z (born between 1997 and 2012), or Zoomers, is the...
Medical Loss Ratio (MLR) Rebates: A Timely Reminder
The Affordable Care Act (ACA) introduced the Medical Loss Ratio (MLR) to ensure that health...
Open Enrollment: Your Annual Check-Up for Benefits
Navigating health insurance can feel like planning a vacation. You wouldn't pack for a beach trip...
CA Insurance License 0649686. Investment advisory services offered through Global Retirement Partners, LLC, a registered investment advisor. Global Retirement Partners, LLC, and Johnson & Dugan Insurance Services Corporation are separate and non-affiliated companies. All J&D email communications are HIPAA Security Compliant and accessible through the J&D secure email messaging center.
Privacy Policy | Disclosure Statement
Healthcare Transparency
United Healthcare Surprise Billing Disclosure
United Healthcare Machine Readable Files (MRF)
Kaiser Permanente Surprise Billing Disclosure
Kaiser Permanente Machine Readable Files (MRF)
Contact
650.266.9700 | info@johnsondugan.com
Johnson & Dugan
390 Bridge Parkway, Suite 200
Redwood City, CA 94065
Social
Contact
650.266.9700 | info@johnsondugan.com
Johnson & Dugan
390 Bridge Parkway, Suite 200
Redwood City, CA 94065
Social
















