Celebrate the Season Safely

Celebrate the Season Safely

Last year’s 2018 Holiday Party Survey by Challenger, Gray & Christmas found that just 65 percent of companies were holding holiday festivities last year, the lowest rate since the 2009 recession, and this trend is expected to continue into the 2019 holiday season (the 2019 report has not yet been released). While in 2009, holiday parties were skipped for financial reasons, today’s causes are more complex. Andrew Challenger, VP of Challenger, Gray & Christmas, speculated that the two biggest factors are #MeToo and an increase in the number of remote employees.

If your company is among those celebrating the holiday season this year, what can you do to avoid liability from sexual harassment, alcohol consumption, and other categories of risk?

Risk: Harassment Allegations

  • Communicate behavior expectations to employees ahead of time. Consider using this language to set standards of conduct. You may even choose to redistribute your sexual harassment policy. Be sure to emphasize that all employee policies apply at the party, even if it is off-site or after work hours. Racial or sexual jokes, inappropriate gag gifts, gossiping about office relationships, and unwelcome touching will not be permitted during the holiday party, just as they are not allowed in the office.
  • Do not allow employees to get away with bad behavior. Remind your supervisors to set a good example and keep an eye out for employee behavior that needs managing at the event.
  • Follow up immediately on allegations of inappropriate behavior and conduct a thorough investigation of the facts, even if the alleged victim does not file a complaint and you only hear about the behavior through the grapevine. If corrective action is warranted, apply it promptly.
  • Invite significant others or families. Employee behavior tends to improve at company events when spouses or partners and children are present. If your budget allows, include the entire family in the celebration. Be sure to review your liability coverage with your broker first.
  • Avoid incidents related to relaxed inhibitions by following the tips for reducing alcohol-related risks (see below).

Risk: Alcohol-Related Incidents

  • Take steps to limit alcohol consumption. If alcohol will be served, provide plenty of food rich in carbohydrates and protein to slow the absorption of alcohol into the bloodstream. You can also have a cash bar, limit the number of drink tickets, or close the bar early to deter over-consumption. Also have a good selection of nonalcoholic beverages or a tasty signature “mocktail” available. Make sure water glasses are refilled frequently.
  • Get bartenders on board. If you have underage workers or invite children of employees, be sure that servers ask for ID from anyone who looks under age 30. Ask servers to cut off anyone who appears to be intoxicated.
  • Make sure employees get home safely. Offer incentives to employees who volunteer to be designated drivers, offer to pay for ride shares or taxis, or arrange group transportation or accommodations. Planning for safe transportation can potentially minimize your liability if an employee causes an accident while driving under the influence.
  • Do not serve alcohol if your party is at the office and your policies do not permit drinking on company premises or during work hours. Deter employees from an informal after-party at a bar or restaurant where the alcohol could flow.

Risk: Workers’ Compensation Claims

  • Keep the party voluntary and social. Typically, workers’ compensation does not apply if the injury is “incurred in the pursuit of an activity, the major purpose of which is social or recreational.” If the carrier determines that the company party was truly voluntary and not related to work, you may not be liable for injuries sustained at the party.
  • Go offsite. Hosting your holiday party at an offsite location is a smart idea. Your employees will be thankful for the change in setting, and this could reduce insurance liabilities for your company, especially when it comes to third-party alcohol and injury policies.
  • Check with your broker before the party. Review your insurance policies and party plans to make sure you do everything you can to avoid risk and know how to handle any incidents that result from the party.

Risk: Perceptions of Unfairness

  • Determine how to handle pay issues in advance of the party. You’re not required to pay employees who voluntarily attend a party after hours. However, nonexempt employees need to be compensated if they are working the party or if attendance is mandatory. If the party is held during regular work hours, then all employees must be paid for attending the party.
  • Decide in advance whether and how to include remote employees, independent contractors, temporary employees, or agency workers. Be consistent in sending invitations, and if a category of workers will not be invited to the party, consider other ways to reward them for their hard work throughout the year, such as gifts.
  • Do not penalize employees who choose not to attend. The message may be misinterpreted and could create employee relations concerns. Be considerate of those who do not attend the event due to religious beliefs, sobriety, mental health issues, family obligations, child care conflicts, or any other reasons. Avoid religious symbols or themes as they could offend individuals of different faiths.

By Rachel Sobel
Originally posted on thinkhr.com

Holiday Travel Safety Tips

Holiday Travel Safety Tips

Having just wrapped up Thanksgiving, we are now only 2 ½ weeks out from Christmas! While we start planning the perfect gifts for everyone special in our lives, we are also thinking of traveling to visit family and friends. Whether you go by car, bus, or plane, traveling during the holidays needs to be safe. Follow these tips to help you get to your holiday destination safely this season.
Car Travel Safety

  • Make sure you get plenty of sleep the night before you travel. Being sleep deprived results in slower reaction times and distracted driving.
  • Buckle everyone up in your car—not just those in child-safety seats. If you are riding, you need to be buckled in.
  • Put your phone away. That text or that phone conversation can wait. If you need to communicate while traveling, have your passenger handle your phone.
  • Make a roadside emergency kit. Include essentials like jumper cables, phone chargers, flashlights, batteries, water, snacks, and blankets. Make sure your spare tire is undamaged and you have a jack and tire iron in your vehicle should you need to change a tire.

Apps to Help with Holiday Travel

  • Hotel Tonight—If you find yourself getting tired as you drive, consider stopping and getting some sleep. Hotel Tonight helps you find last minute hotel openings near you.
  • GasBuddy—Don’t spend your time driving around in unfamiliar areas to find the cheapest gas prices. Use GasBuddy to find the cheapest gas in your immediate vicinity.
  • Waze—Most everyone knows about Waze by now. This community-driven navigation tool allows you to see where slowdowns are happening near you as well as road debris, accidents, and alternate routes.
  • iExit—Trying to remember all the food places listed on the highway exit signs is hard! iExit gives you a list of what’s near each highway exit from food to hotels to gas stations.
  • SitOrSquat—One of the top complaints of holiday car travel is finding clean bathrooms when you need them. This app rates public bathrooms by their cleanliness. Brilliant!

Air Travel Safety

  • This goes without saying, but listen to your flight attendants. They give valuable information to passengers in case of an emergency. Pay attention to the pre-flight instructions including where to locate emergency exits.
  • Get up and walk around a little during long flights. This keeps the blood moving in your legs that are probably cramped into the tiny space between seats.
  • Skip the next drink of alcohol. You want to be clear-headed in case an emergency happens. Wait and have that glass of wine once you land and are safely at your destination.
  • Put the oxygen mask on yourself first. If there happens to be an emergency mid-flight, you need to first place the mask on your face and then help others around you. This ensures that you are able to clearly hear instructions and are able to help someone nearby who may not be able to get the mask on themselves.

Following these simple travel tips will help get you to your destination safely this holiday season. Remember, surrounding yourself with the ones you love and value is the goal. Get to those loved ones safely and your holiday will be memorable!

Men’s Health Awareness is Lifelong

Men’s Health Awareness is Lifelong

November is Men’s Health Awareness Month and the Movember Foundation uses the month to bring awareness to and support of those tackling prostate cancer, testicular cancer, mental health, and suicide. June is Men’s Health Month; the purpose is to heighten the awareness of preventable health problems and encourage early detection and treatment of disease among men and boys. The following are recommendations that are supported by evidence from scholarly journals and professional organizations and associations to improve men’s health.
Throughout the world, women live longer than men, although this gap varies tremendously in less developed countries. According to the CIA World Factbook, in the United States, average longevity for women is 82.2 years for women and 77.2 years for men, a five-year gap.  Many men have the mentality of “if it isn’t broke, don’t fix it” so if they cannot see or feel an external stimulus, they will think there is nothing ever wrong.  A majority of men are just not aware of what they can do to improve their health and live healthier and happier lives.
At a very least, get vaccinated. Everyone needs immunizations to stay healthy, no matter their age. Even if you were vaccinated as a child, you may need updates because immunity can fade with time. Vaccine recommendations are based on a range of factors, including age, overall health, and your medical history. Ask your health care provider or a pharmacist about the recommended vaccinations.
Recommendations for men’s health beginning at age 20 and beyond

  • Get an annual physical exam by your primary care provider, including blood pressure, and height/weight checks.
  • Annually screen for testicular cancer that includes monthly self-exams.
  • Have cholesterol testing every five years.
  • Screen for diabetes, thyroid disease, liver problems, and anemia.
  • Depending on risk factors, screen for skin cancer, sexually transmitted diseases and HIV infection, and alcohol and drug misuse.
  • At 30, screen for coronary heart disease, especially with a strong family history of the disease and/or risk factors.
  • At 40, screen for thyroid disease, liver problems, anemia, and prostate cancer.
  • At 50, screen for cholesterol every five years; annually screen for Type II diabetes; lipid disorders; and skin, colon, and lung cancer. Obtain a shingles vaccine.
  • At 60, screen for depression, osteoporosis, dementia, Alzheimer’s disease, and abdominal aortic aneurysm. Have a carotid artery ultrasound.
  • At 70, depending on previous findings, some screenings may be done every six months.

Recommendations for men’s health regardless of age

  • Men have more difficulty handling stress than women, partially because women have better social networks and more friends with whom they can confide. Thus, men should seek out more friends, whether they are male or female.
  • Laughter increases endorphins, thereby increasing longevity. Get a sense of humor and engage with others with whom you can laugh.
  • Avoid tobacco products and non-prescriptive drugs.
  • Avoid excessive sun exposure.
  • Research the reliability of vitamins or herbs before starting them. Make sure it is recommended by professionals, not just the manufacturer of the item.
  • Don’t become a workaholic; it increases stress and can lead to health concerns such as hypertension and weight gain. Get a hobby that helps you decrease stress, exercise in the manner you prefer, and seek help with diet to maintain a desirable weight.
  • Men, especially young men, are known for engaging in risky behaviors. Wear seatbelts, helmets when riding bicycles or motorcycles, don’t text or talk on the telephone when driving, and avoid friends who encourage illicit drug use and high alcohol consumption.
  • If sexually active, get tested regularly for sexually transmitted infections. You might think you are safe if you engage in sexual activity with only one person, but that person might be having sexual relations with others, a concept called serial monogamy.
  • The Guttmacher Institute reports that some boys start having sex at the age of 10 and that number increases each year until by the age of 20, 75 percent of men and boys engage sexual activity by the age of 20. Therefore, start safe-sex education at home and in school beginning at age of 10.

Disclaimer: The Men’s Health Awareness views expressed here are solely those of the author(s) and do not necessarily represent or reflect the views of Excelsior College, its trustees, officers, or employees.
By Larry Purnell, PhD, RN, FAAN
Originally posted on Excelsior.edu

Pet Insurance

Pet Insurance

We’ve all heard the saying “A dog is a man’s best friend” and we know it’s true! Pets give us unconditional love, companionship, and joy. But, are we willing to pay the price when a hefty vet bill comes along? Pet insurance may help you stomach that unexpected emergency room charge due to Fluffy’s uncanny ability to eat anything within reach—even if it’s rotten!
In 2017, over $16.62B were spent on veterinarian bills in the United States. In that same year, Americans also spent over $1B on pet insurance. This begs the question “is pet insurance worth buying?” While this market continues to grow, 99% of pet owners report NOT having pet insurance. The number one reason? Cost. Premiums are at their lowest when you own a puppy or kitten and increase as the pet gets older. This results in the insured only keeping pet insurance for an average of 3 years. The cost of insurance can increase 5-fold between the puppy and adult years.
Pet insurance is one of the fastest growing markets in the US. This insurance can be purchased with increased levels of coverage. The most basic level may cover treatments for some common illnesses or accidental injury. The mid-range coverage could cover preventative care as well as immunizations. An example of premium coverage is surgical cost and liability for if the pet injured someone. Prices for these levels range from $15/ month to $45/month.
Pet insurance is now becoming a more commonplace employee benefitContingencies.org says that 6500 employers in the US and Canada offer pet insurance to its employees. A report by SHRM says that of those offered pet insurance as an employee perk, only 6% of pet owners utilized that benefit in 2012. By 2017, that number rose to 9%. Employees say this is an important benefit because, for many, pets are considered part of a family and if you insure a human member of a family, why wouldn’t you also insure your pet?
If your company does not offer pet insurance, here are some tips on what you should look for when considering purchasing pet insurance:

  1. How much do my premiums increase as my pet ages?
  2. What is covered and not covered? Does the plan include pre-existing conditions?
  3. Can you purchase just accident coverage for if your pet injures someone?

With our pets being a vital part of our family, having pet insurance can give you peace of mind that you don’t have to shoulder the entire cost of an injury or illness of a pet. Not having to make decisions for their care based on money is a blessing to their families. For over 6,000 companies and their 80,000 employees this perk is worth every penny.

What Diversity Looks Like in the Workplace

What Diversity Looks Like in the Workplace

Diversity isn’t just a moral issue.  There is a business case that can be made for promoting diversity and inclusion in the workplace.  From recruitment to mentoring, human resources has a main role in the strategy.

Defining Diversity

What is diversity?  That’s a two pronged answer.  There is inherent diversity.  It involves traits a person is born with… gender, ethnicity, and sexual orientation for instance.  Then there is acquired diversity.  These are traits gained from experience.  For instance, an employee who has worked abroad will be more inclined to appreciate cultural difference.
The Harvard Business Review conducted a study focused on two-dimensional diversity.  A person with 2-D diversity is said to have least three inherent and three acquired diversity traits.  In the study, companies with 2-D diversity out-innovated and out-performed those without it.  Those companies were 45% more likely to report growth over the previous year and 70% more likely to report capturing a new market.

Diversity in Practice

TransUnion continues to focus on diversity and inclusion initiatives and has even made key changes in leadership.  Instead of positions being held by just men, the company has added some women to the ranks.  But it isn’t something that happened overnight and the work continues into 2019.  Debra Wasserman is the Senior Director of Compensation and Benefits at TransUnion.  She said TransUnion used a top-down approach.
“We started with the senior-most leaders and followed it down throughout the organization,” Wasserman said.  “I think to some degree, there needed to be some awareness.  So, we had to get this front and center in front of everyone.”
From there, Wasserman says the company has started looking at pay equity.  She said some states already require this, but they’ve started looking at it as a global issue as well.
“We don’t have all the answers.  We’re just starting to ask questions at this point, but we’re trying to make a move toward a more diverse situation,” Wasserman said.

Impacting Diversity

Diversity and inclusion continues to be one of the dominant topics for HR professionals.  There are some way’s HR can really impact change for their respective companies.
In most companies it can be difficult to get a clear picture of what diversity is like for that particular organization.
To combat this, HR teams should monitor diversity.  This can be done through audits.  This should be done, not only for current employees, but in recruitment practices as well.  This will allow for progress to be measured effectively.
When it comes to diversity, HR should focus on building a diverse workforce through recruitment or development. There are a myriad of ways of doing this.  Some can be through internal or external partnerships.
Like recruitment, mentoring can be internal or external. For instance, some HR professionals work with schools or local youth groups. This helps with fostering talent early and making sure more diverse individuals are aware of the opportunities.
HR teams should understand it is vital to ensure the diversity of your supply chain.  Furthermore, it should reflect your consumer base, but also that there is a business case for supply chain diversity.

In Summation

It is clear HR has a role in diversity.  Companies should start, if they’re not already, thinking about making these changes to recruitment, but they will have to implement them as soon as possible.
That said, these steps can help propel the company onto a positive trajectory.  Even with positive changes in recruitment, other areas such as mentoring, supplier chain diversity and progression and leadership still need to be focused on to ensure companies are aiding ethnic minority progression within their organizations.
By Mason Stevenson
Originally posted on hrexchangenetwork.com