What Employees Want: Well-Being Programs

What Employees Want: Well-Being Programs

Workplace wellness programs have increased in the past several years to promote healthy diets and lifestyle, exercise and other behaviors such as quitting smoking.  As of 2020, most employers had wellness programs of some kind, including 53% of small firms (those with 3-200 employees) and 81% of large companies.  Since employees spend most of their waking hours on the job, wellness programs seem to be a natural fit to try to promote healthy changes in behavior.  But, in 2022, employees want more; many workers are looking for employers who show authentic concern for their well-being.

Well-being is about how our lives are going.  It’s not only about health and happiness but also about living life to its fullest potential.  In fact, data shows that employees of all generations rank “the organization cares about the employees’ well-being” in their top three criteria.

Financial stress soared during the pandemic but so did regular stress, too.  Mental health struggles such as anxiety, depression, and substance abuse are also climbing.  These are expensive issues to ignore both in terms of the human suffering but also the company’s bottom line: Depression alone costs an estimated $210.5 billion per year.  These costs are due to absenteeism (missed work days) and presenteeism (reduced productivity at work) as well as direct medical costs (outpatient and inpatient medical services and pharmacy costs).

Employers must recognize the interrelationship between the physical, financial, work and well-being components of employees’ lives.  For example, employees who need help with their financial well-being are significantly less likely to be physically healthy and more likely to report feeling stressed or anxious which can impact productivity and job performance.  Vice President for Communications at Fidelity Investments in Boston, Mike Shamrell,  recognizes the need for all dimensions of wellness.  “It’s tough to be well in one area when you’re unwell in another,” he said.

Well-being is often associated with gym memberships and green smoothies but it is much more than that; it is a result of many different aspects of one’s life.  Here are 5 common dimensions of well-being that can be addressed through a workplace wellness program:

  • Emotional/Mental Health – Understanding your feelings and coping with stress.
  • Physical Health – Discovering how self-care can improve your life and productivity.
  • Financial Health – Successfully managing your money.
  • Social Connectedness – Creating and being a part of a support network.
  • Occupational Well-Being– Feeling appreciated at work and satisfied in your contributions.

Great employees want great employers.  Companies that want creative, high-performing teams must be willing to support workers both in and out of the office.  Well-being has a major influence on an employee’s performance and satisfaction; employees who feel valued and appreciated are more invested in their company in return.

What You Need to Know About Healthcare Benefits in 2022

What You Need to Know About Healthcare Benefits in 2022

While the new year feels like a fresh start for most workers, it’s also expected to come with a spike in health insurance premiums. Premiums and deductibles have been steadily increasing for years. The Kaiser Family Foundation (KFF) found that premiums for a family rose 4% in 2021, according to a survey focused on employer-sponsored benefits.

The average family pays $22,221 in premiums, according to KFF. Workers contributed $5,969 toward their coverage, while employers paid the rest. In fact, since 2011 the average family premiums have increased 47%, which KFF found was more than wages (31%) and inflation (19%).

Not only is this a financial hardship for American families, but it’s also draining companies that are struggling to maintain employee coverage. To complicate the matter, several federal programs providing support for healthcare are due to expire in 2022.

What to Expect in Healthcare Coverage

Rising healthcare premiums are only part of the problem. Deductibles are also skyrocketing. This is the amount workers have to pay before insurance kicks in and could make a huge financial difference for families dealing with a serious health issue.

The average single deductible has doubled in the last decade to $1,669. For the more affordable healthcare plans, deductibles can be as high as $8,000. Overall, 85% of the 155 Americans with employer-sponsored coverage have a deductible.

Another survey conducted by the Business Group on Health anticipates healthcare costs increasing by as much as 6% in 2022. Analysts pointed out that 2021 rates actually flattened out slightly because many Americans avoided treatments during the pandemic. That’s expected to end in 2022, which will drive up prices. Of all employers surveyed by BGOH, 94% expected higher medical costs because of delays in treatment.

Expiring Federal Support Programs

Federal legislation is also expiring in January 2022. The Coronavirus Aid, Relief, and Economic Security (CARES) Act was one of the first bills signed in 2020 to help workers. It gave money to businesses, enhanced unemployment programs, and funded hospitals.

One provision known as “safe harbor” allowed high-deductible health plans to cover telehealth and remote care services at little to no cost. The CARES act expired on December 31 and will now impact who is eligible for telehealth services.

Another rule under the American Rescue Plan Act (ARPA) in 2021 allowed for mid-year election changes for Dependent Care Reimbursement Accounts (DCRA). This allowed workers to elect higher limits to help pay for childcare pre-tax. The ARPA also expires on December 31. If the new higher exclusion limit is not extended into 2022, families will have to contend with the previous $5,000 limit.

Around 30 million Americans get their health coverage from the Marketplace, which was established by the Affordable Care Act. With more enrollees and more available plans in 2022, experts anticipate a change in premium subsidies that could increase the total price people have to pay.

Navigating the Future

Regardless of what employers decide to do, HR departments need to be proactive in guiding employees through the process. Healthcare decisions are complex and no company wants disgruntled workers as a result of cutting or switching plans without notice. Clear communication and assistance are necessary to ensure a smooth transition that is beneficial for everyone.

Companies and HR departments should also keep in mind that the benefits they ultimately choose will define future recruiting. Healthcare benefits are a top decision-making factor for most prospects.

By Mckenzie Cassidy

Originally posted on HR Exchange Network

Healthy Eating Tips

Healthy Eating Tips

It can sometimes feel as if we’re bombarded with information about the latest eating trend or buzzworthy ingredient. But good nutrition is really about having a well-rounded diet, and it’s easier to do than you may think. In fact, living a nutritious lifestyle can be easy and fun.

Nutrition is about more than vitamins—it also includes fiber and healthy fats. Now is a perfect time to learn simple ways to help your whole family eat healthier.

Need tips specifically for young children? Learn how to introduce kids to healthy foods.

Add healthy fats.

Not all fats are bad. Foods with monounsaturated and polyunsaturated fats are important for your brain and heart. Limit foods with trans fats, which increase the risk for heart disease. Good sources of healthy fats include olive oil, nuts, seeds, certain types of fish, and avocados.

Try this:

  • Top lean meats with sliced avocado, or try some avocado in your morning smoothie.
  • Sprinkle nuts or seeds (like slivered almonds or pumpkin seeds) on soups or salads.
  • Add a fish with healthy fats, like salmon or tuna, into your meals twice a week.
  • Swap processed oils (like canola or soybean oil) for oils that are cold-pressed, like extra-virgin olive oil and sesame oil.

Cut the sodium.

Good nutrition is about balance, and that means not getting too much of certain ingredients, such as sodium (salt). Sodium increases blood pressure, which raises the risk for heart disease and stroke. About 90% of Americans 2 years old or older consume too much sodium. For most people ages 14 years and older, sodium should not exceed 2,300 mg per day.

Try this:

  • Avoid processed and prepackaged food, which can be full of hidden sodium. Many common foods, including breads, pizza, and deli meats, can be sources of hidden sodium.
  • At the grocery store, look for products that say “low sodium.”
  • At restaurants, ask for sauces and dressings on the side. Get more tips for lowering sodium while eating out.
  • Instead of using salt, add delicious flavor to your meals with a squeeze of fresh lemon juice, a dash of no-salt spice blends, or fresh herbs.

Bump up your fiber.

Fiber in your diet not only keeps you regular, it also helps you feel fuller longer. Fiber also helps control blood sugar and lowers cholesterol levels.3,4 Fresh fruits and vegetables, whole grains, and legumes (beans and peas) are good sources of fiber.

Try this:

  • Slice up raw veggies and keep them in to-go baggies to use as quick snacks.
  • Start your day off with a high-fiber breakfast like whole grain oatmeal sprinkled with pecans or macadamia nuts.
  • Steam veggies rather than boiling them. When buying frozen veggies, look for ones that have been “flash frozen.”
  • Add half a cup of beans or peas to your salad to add fiber, texture, and flavor.

Aim for a variety of colors on your plate.

Foods like dark, leafy greens, oranges, and tomatoes—even fresh herbs—are loaded with vitamins, fiber, and minerals.

Try this:

  • Sprinkle fresh herbs over a salad or whole wheat pasta.
  • Make a red sauce using canned tomatoes (look for “low sodium” or “no salt added”), fresh herbs, and spices.
  • Add diced veggies like peppers, broccoli, or onions to stews and omelets to give them a boost of color and nutrients.

Are you eating healthy to help you get to a healthy weight? Learn more about balanced eating.

Originally posted on Centers for Disease Control and Prevention (CDC)

HR Trends to Watch in 2022

HR Trends to Watch in 2022

Human Resources leaders are always being asked to look into a crystal ball and predict the future. You probably don’t have any super powers. But your Spidey sense might be telling you that a few trends that are surfacing are likely to stick around through the new year, 2022.

The coronavirus pandemic has changed your work and life. Slowly, things are improving and you’re getting your organization (not to mention yourself) used to the new normal. While you’re settling in (and still having an occasional panic attack, no judgment), you might want to pay special attention to what’s coming next.

Transformation of Human Resources

There’s no doubt that the biggest story of 2021, the Great Resignation, will spill over into 2022. When the pandemic began in 2020, HR leaders suddenly had a seat at the table. You were charged with being the light as people navigated safety protocol and transitioned to remote teams in the darkness. Your stature only continued to grow.

Then, people started quitting jobs in droves. In 2021, you figured out why this was happening. People were tired of low wages, lack of child care and healthcare, and an overall malaise about the kind of work they were doing. Some renamed the era the Great Reshuffling because people were seeking a better fit in their work and more work-life balance. In 2022, you will be determining the best ways to recruit and retain top talent. These strategies won’t be as basic they once were. It will definitely be a case of out with the old and in with the new.

Four-Day Workweek

In the wake of the pandemic, employees learned how to be ultra-productive at home. They used the extra time that remote work afforded (without a commute) to enjoy their families, pursue their hobbies, and get in a little me time. People don’t want to give that up. Employees have the leverage now, and they are asking for more flexibility in their schedules. While that’s already happening, some are talking about taking flexibility even further.

All this prompted discussions about the four-day workweek, a concept that has come up before. The debate will continue on into 2022, and some companies may adapt to this schedule to woo recruits and retain employees during what continues to be an historic labor shortage.

Mental Health and Wellness

The pandemic revealed that mental health and wellness is important to everyone. No one is immune to stress, especially during uncertain times. Businesses are recognizing this fact and providing employees with tools for relieving stress, addressing mental illnesses, and preventing burnout. Some companies are offering more flexibility, but they also provide programs. Maybe the employer offers a yoga class or meditation time. Some provide mental health days as part of paid time off (PTO). Employers are going to get more creative and pay more attention to the mental health of their employees moving forward. This will only become a bigger part of HR leadership’s responsibilities.

Diversity, Equity, and Inclusion (DEI)

At the height of the pandemic, the world watched the Black Lives Matter protests unfold before their eyes. Many demanded that businesses take a stand and show their support for the movement. By putting the spotlight on injustices related to policing, people began recognizing the lack of representation in leadership and management and even at junior levels.

While diversity had been on the minds of HR leaders for some time already, DEI strategies have risen in terms of priority. In 2022, you can expect DEI to remain at the forefront of recruiting and retention strategies.

The Possibility of More Variants

The Omicron variant swept the nation during the holiday season, and it upended plans for a return to the office for many employers. While some traditionalists are holding out for in-office-only workers and some occupations require going to a physical location to get the job done, the reality is that most companies will have to keep some level of remote work as an option because of the various COVID variants that might surface. Until the pandemic turns into an endemic, some companies will be remote only. Others will remain hybrid workplaces.

Coming up with sufficient strategies on how to collaborate, forge bonds, conduct performance measures, and attain desired results is a must. Of course, there are dreaded conversations to be had about masking up and getting vaccinated. Take a holistic approach, make sure the strategy matches your values, and consider the risks associated with whatever decisions you make.

Generational Differences

For the first time in history, four generations (Boomers, Generation X, Millennials, and Gen Z) are in the workforce at the same time. The differences among the generations – from pop culture references to tech savvy – pop up at the water cooler on a daily basis. The reality is that Millennials and Gen Z hold most of the power. The Boomers are retiring and Gen Xers are the smallest group and often get ignored or forgotten.

In any case, many HR experts focused on the generational differences that influence the success of organizations. The pandemic really brought out some of the profound disagreements, like whether to permit working from home in any city you choose or pushing or a return to the office. Gen Z reportedly delegates to their older superiors, while Millennials take a more middle-of-the-road and even practical approach as they gain esteem and rise to power. These generational gaps will continue into 2022, and you might notice more differences. Certainly, HR leaders are going to be working hard to unite all these groups. After all, DEI efforts should include age variations, too.

By Francesca Di Meglio

Originally posted on HR Exchange Network

How to Make (and Keep!) a New Year’s Resolution

How to Make (and Keep!) a New Year’s Resolution

Ever wonder why the resolutions you make in January don’t stick around after March? You aren’t alone! Studies show that only 8% of people keep their New Year’s resolutions. Why? And how do people achieve their goals set at New Year’s? We’ve broken it down for you so you can identify your goal-breaker as well as give you some tips on how to make those resolutions stick.

There are three main reasons that New Year’s resolutions fail. The first goal-breaker is taking on too much (too big of a goal) and expecting it to happen too fast. Researchers have found that it takes 66 days to break a habit. That’s much higher than the previously published 21 days. It conversely means that it also takes 66 days to form a new habit. So, battle your goal-breaker by setting smaller, achievable goals to focus your energies on rather than spreading yourself too thin on lofty goals.

The second reason you fail to keep your resolution is you don’t have anyone supporting you. This could be because you simply didn’t tell anyone that you have new life goals. It could also be due to fear of accountability. You need some life-cheerleaders that root you on to victory. These cheerleaders also call you out when you are riding off the tracks. Their support isn’t tied to your achievement of your goals but instead their support is firmly tied to you and they want to see you succeed.

The last goal-breaker setting a goal that is too vague.  You can’t get to your destination if you don’t know where you are going.   A goal like “I want to try harder at work” or “I want to save more money this year” is too general a notion that does not give you something specific to work towards or a well-defined path to follow.  And if you can’t provide specific benchmarks, you can’t measure your progress.

Now, let’s steer this ship back on course with some tips on KEEPING your New Year’s resolutions.

Plan Ahead

To ensure success, plan ahead so you can have the resources available when you need them.  Then, you won’t have excuses for why you can’t follow through.  Here are a few things you can do to prepare:

  • Read up on it – Get books on the subject. Whether it’s taking up running or becoming a vegetarian, there are books to help you prepare for it.
  • Plan for success – Get everything you need so things will go smoothly. If you are taking up running, make sure you have the clothes, shoes, and playlists so that you are ready to get started.
Reward Yourself Along the Way

Small rewards are great encouragement to keep you going during the hardest first days.  After that, you can try to reward yourself once a week with a lunch with a friend, a nap, or whatever makes you tick.  Later, you can change the rewards to monthly and even pick an anniversary reward!

Write Your Goals Down on Paper

Writing establishes intention but action needs to be taken to achieve your resolution.  Have a written account of your goals is a constant reminder to take action.  Mark Murphy says Writing things down doesn’t just help you remember, it makes your mind more efficient by helping you focus on the truly important stuff. And your goals absolutely should qualify as truly important stuff.” 

Start When You’re Ready

When you launch your resolution on January 1st, you are making a change based on a calendar date.  What are the chances that you’re going to be ready for a life change at exactly the same time the calendar rolls over to a new year?  There’s no need to launch your resolution on January 1st or even in January.  Start working on your goal when you’re ready.  That’s not to say that you need to wait until you feel fully confident before starting (that may never happen).  Delaying your goal a few weeks or a few months is better than abandoning it altogether.

Identify Your Purpose

Knowing your “WHAT” (goal) is important but knowing your “WHY” can be just as important when it comes to following through on your intentions. Why do you want to lose weight in 2022? When you put the why to the what, you are truly focused on what matters. “I want to lose weight so that I can play with my children without getting tired and show them that hard work is worth it.”  Now, THAT’S a great goal.

Identifying goal-breakers and goal-makers are equally important pieces to achieving what you set out to accomplish, especially with regards to New Year’s resolutions. Commit to making this year the year that your resolution is going to stick!